Your running list of Xcel "gotchas." We keep adding them as you stumble on them. Refer to the "Xcel and JO Optional Rule Differences" document by Jane Caruso for additional information. Open in a new tab. DIVISION KEY: B = Bronze S = Silver G = Gold P = Platinum D = Diamond Sa = Sapphire Send any additional Xcel "gotchas" to This email address is being protected from spambots. You need JavaScript enabled to view it. to post. Thank you!